PPO Dental Insurance: Keep Your Dentist & Save

PPO dental insurance gives you the freedom to choose any dentist you want, without needing referrals. You’ll enjoy significant savings on everything from routine check-ups and cleanings to major procedures like root canals and crowns when you visit one of our many in-network providers. It’s the perfect balance of flexibility and affordability.

Dental Insurance Coverage day one!

Scientific research indicates that oral health is vital to overall well-being. However, dental visits can be costly, and dental insurance can help manage these expenses.

Frequently Asked Questions (FAQ)

The most frequently asked questions by customers about PPO Dental Insurance.
What Does Dental Insurance Typically Cover?

Dental insurance can typically help cover the following:

  • Routine cleanings
  • Specialized treatments such as fillings or root canals
  • Medically necessary wisdom teeth removal
  • Major procedures such as crowns and bridges
  • Certain orthodontic care, like braces

Each plan varies in the procedures it covers, as well as the fees, copayments, deductibles and premiums. Consult your agent to determine the best coverage for your needs. 

To find out if your dentist accepts your insurance, you can follow these steps:

  • Check your insurer’s website. Most insurance companies have a tool or directory to help you find in-network dentists.
  • Visit the dentist’s website. Many dental offices list the insurance providers they accept on their website. Look for a patient resources or insurance information page.
  • Call the dentist’s office. If you can’t find the information online, call the dental office directly. The staff can confirm whether they accept your insurance.
  • Contact your insurance company. Your insurance provider can also give you a list of dentists in your area who accept your plan.   

It’s typically advised to see your dentist twice annually for regular checkups and cleanings, but the frequency of dental visits may vary based on your individual oral health needs. Routine dental visits are vital for identifying problems early and supporting overall oral health care.

PPO (Preferred Provider Organization) dental insurance allows you to visit any dentist, but you save more by choosing dentists within the network.

Yes, you can see any dentist, but staying within the network saves you more money.

It offers flexibility to choose any dentist, doesn’t require referrals, and covers both in-network and out-of-network care.

Yes, most PPO plans cover preventive care like cleanings, exams, and X-rays, often with little or no cost if you visit an in-network dentist.

   

You’ll pay more for out-of-network care, as the insurance pays a lower percentage, and your out-of-pocket costs may be higher. 

We’re Here to Help — Contact Us Today

All Rights Reserved © American MGA Insurance